Property Insurance
Protect Your Home and Everything Inside
Equipment Floater
An equipment floater policy provides essential coverage for your mobile property, including tools and equipment, that you transport from job to job. This insurance ensures that your valuable assets are protected no matter where your work takes you. There are two types of coverage available:
- Unscheduled Coverage: It offers flexibility and ease of use for those frequently moving various smaller tools and equipment.
- Scheduled Coverage: More cost-effective for higher-value items, this coverage requires specific details about each item, including the year, make, model, serial number, and value. This tailored approach ensures comprehensive protection for your more expensive equipment.
Builders’ Risk
Builders’ Risk insurance is crucial for protecting new homes or commercial buildings during the construction phase. This coverage, endorsed by the Arizona Home Builders Association, offers robust protection against a range of risks:
- Theft of Materials: Protects against the theft of materials from the job site, a common risk in construction projects.
- Fire, Lightning, and Windstorms: Covers damages caused by natural events such as fire, lightning, and windstorms, ensuring your project is safeguarded against environmental hazards.
- Vandalism: Provides protection against damage caused by vandalism, which can otherwise lead to significant delays and costs.
Our policy features continuous reporting of new starts, which means that every new project is automatically covered. This continuous coverage includes all parties’ interests at the time of a loss, ensuring comprehensive protection. Additionally, our policy covers soft costs, which may include lost profits, and we offer specialized policies for:
- Remodel Projects: Coverage for new materials only, ensuring that any upgrades or renovations are protected.
- Restoration Projects: Comprehensive coverage for both existing structures and new materials, ideal for extensive restoration projects.
By choosing our Builders’ Risk insurance, you can have peace of mind knowing that your construction projects are fully protected from start to finish.